Bitcoin Savings & Spending Simulator
Bitcoin Savings & Spending Simulator
Model the "Bitcoin Standard" life using different price projection models to account for volatility.
Simulation Parameters
The long-term annual growth rate used by the Smooth and Volatile models.
Only for the Smooth Growth model. Simulates a bear market.
Simulation Results
Final Net Worth
Final HODL Value
Final Fiat Savings
Final BTC Balance
Total Cash Back
Total Trading Fees
Portfolio Growth Comparison
BTC Stack Over Time
Month | Price | Worth | HODLThe value if you never sold any BTC to cover expenses. Shows the opportunity cost of spending. | Fiat | Stack | Bought | Sold |
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Adjust the parameters above and click "Run Simulation" to see the results.